Management and purchase of non-performing debt portfolios.
Hand us the full management of a debt portfolio, or let's look at selling it together. You clean up your balance sheet and your teams refocus on their core business.
What we take on
Portfolio review
Segmentation by age, amount, country, sector and security, to estimate recovery potential.
Management mandate
FALIS handles every case on your behalf, from amicable to litigation.
High-volume handling
Set up for large volumes of small receivables: automated reminders, Mobile Money, call centre.
Debt purchase
An offer to acquire the portfolio, in line with the applicable legal and regulatory framework.
Enforcing security
Monitoring and enforcement of security interests (mortgages, pledges, guarantees).
Tailored reporting
Dashboards by segment, to support your management and loan-loss provisioning.
How a portfolio takeover works
Data
Secure transfer of the receivables file.
Review
Segmentation and potential estimate.
Proposal
Management mandate or purchase offer.
Migration
Transfer of cases and documents.
Handling
Actions, collections and monthly reporting.
Frequently asked questions
What's the difference between management and purchase?
Under management, you keep ownership of the receivables and FALIS acts on your behalf. In a purchase, the receivables are transferred to us for an agreed price.
What data do we need to send?
One record per debtor: identity, contact details, amounts, payment history, security and supporting documents.
How is confidentiality ensured?
Secure transfers, access limited to authorised case managers, and a signed confidentiality agreement.
What's the minimum size?
We review any portfolio from XAF/XOF 3,000,000 or USD 5,000 outstanding.
A portfolio to clean up?
Let's talk about your volumes and goals.